WASHME TV — Enterprise, Alabama

Promise to Prosper:
Black Entrepreneurship &
Financial Literacy

A 12-Module online course and study program empowering low-income individuals and minority entrepreneurs to build generational wealth, launch businesses, and achieve lasting financial freedom.

"Every participant who walks through this program will leave equipped — with knowledge, confidence, a financial plan, and a business vision — ready to build generational wealth and a lasting entrepreneurial legacy."
Enroll Now — Free View Modules
12
Course Modules
501(c)(3)
Nonprofit Program
100%
Free to Participants
Enterprise
Alabama

About This Program

A WASHME TV 501(c)(3) Black Entrepreneurship & Financial Literacy Initiative

WASHME TV (Work and Save Human Minority Entrepreneurs TV) is an innovative 501(c)(3) nonprofit organization serving the greater Enterprise, Alabama community. This online course delivers the full Promise to Prosper workbook curriculum in an interactive, self-paced digital format.

You will move through twelve modules covering mindset, money, business planning, credit, investment, digital income, grant writing, community leadership, and purpose — every step designed to transform your financial future.

Complete each module alongside video lessons, interactive worksheets, and live study resources at the NotebookLM study companion below.

Program Promises

  • ✦ Understand your financial baseline & build a money plan
  • ✦ Identify and overcome mental barriers to wealth
  • ✦ Build a complete business concept, model, and brand
  • ✦ Master credit, banking, and business finance
  • ✦ Develop a marketing & customer acquisition plan
  • ✦ Write a grant proposal & build a funding pipeline
  • ✦ Develop a community leadership & advocacy plan
  • ✦ Complete a launch readiness plan & present your vision

My Declaration

"I am worthy of wealth. I am capable of building. I will not stop until my family is free."
— Promise to Prosper Affirmation

Course Modules

12 powerful modules — from mindset to launch. Complete them in order for the full transformation.

1

Prosperity Mindset

Overcoming financial trauma, wealth mindset, and goal setting.

  • Financial trauma & inherited beliefs
  • Wealth mindset building
  • Vision & 5-year goal setting
  • My Money Story exercise
Start Module →
2

Know Your Numbers

Financial baseline, net worth, budgeting, and spending habits.

  • Monthly income & expense audit
  • Net worth calculation
  • Budget worksheet (10 categories)
  • 90-day savings goal
Start Module →
3

Credit and Banking

Credit scores, banking, debt management, and financial tools.

  • Credit score factors (300–850)
  • Building & repairing credit
  • Business banking setup
  • Debt payoff plan
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4

Black Business Foundations

Business models, legal structure, EIN, and entity formation.

  • LLC vs. Sole Prop vs. Nonprofit
  • EIN application (free at IRS)
  • Alabama business registration
  • Business banking checklist
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5

Business Planning

Business plan, value proposition, customer profile, and revenue model.

  • Executive summary writing
  • Target market definition
  • Revenue model worksheet
  • Competitive advantage
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6

Branding and Marketing

Brand identity, storytelling, social media, and customer acquisition.

  • Brand identity & colors
  • My Brand Story exercise
  • Social media strategy
  • Launch promotion plan
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7

Digital Income & Online Business

Teachable platform, digital products, online presence, and passive income.

  • Online course creation
  • Digital download products
  • Membership & coaching income
  • Affiliate & social monetization
Start Module →
8

Money Systems & Wealth Building

Savings, investing, generational wealth, and financial independence.

  • 6-step wealth-building stack
  • Emergency fund planning
  • Retirement savings (401k/IRA)
  • Legacy planning (wills & trusts)
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9

Launch and Legacy Plan

Action plan, readiness assessment, pitch preparation, and next steps.

  • 7-day / 30-day / 90-day timeline
  • Launch readiness self-assessment
  • Legacy statement writing
  • Mentor & instructor feedback
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10

Grant Writing & Nonprofit Funding

Finding grants, writing proposals, and building a funding pipeline.

  • Grant readiness checklist
  • Candid.org, Grants.gov, Instrumentl
  • Grant narrative building blocks
  • SAM.gov federal registration
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11

Community Leadership & Advocacy

Impact planning, mentorship, and economic advocacy.

  • Community impact plan
  • Mentorship & pay-it-forward
  • Community business network
  • Economic policy advocacy
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12

Faith, Purpose, and Prosperity

Purpose statement, values, stewardship, and legacy.

  • Purpose-driven entrepreneurship
  • Core values definition
  • Stewardship & giving back
  • Gratitude & abundance practice
Start Module →

Online Study & Workbook

Use the WASHME TV NotebookLM AI study companion to review lessons, ask questions, and deepen your understanding of every module.

🎓 NotebookLM AI Study Companion

Your interactive AI-powered study tool — ask questions about any module, review key concepts, generate quizzes, and get personalized guidance through the Promise to Prosper curriculum.

Open Study Companion ↗

Module Study Questions & Activities

📖 Module 1 — Prosperity Mindset: Key Discussion Questions

+

Reflect and answer each question below:

1. What is your earliest memory about money? How has it shaped your financial decisions today?

2. Name one belief about money you grew up with that is limiting your growth. How will you replace it?

3. Write your financial vision for 5 years from now in specific, measurable terms.

4. What does financial freedom look like for your family?

5. Identify 2 financial goals and 2 business goals with target dates and first steps.

📊 Module 2 — Know Your Numbers: Budget Worksheet Activity

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Complete your financial baseline below:

My monthly take-home income:

My total monthly expenses across all categories (Housing, Food, Transportation, Utilities, Phone/Internet, Subscriptions, Debt Payments, Savings, Business, Other):

My net worth today (assets minus debts):

One expense I can reduce or eliminate this month:

My 90-day savings goal:

"A budget is telling your money where to go instead of wondering where it went." — Dave Ramsey

💳 Module 3 — Credit and Banking: Credit Profile Checklist

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The 5 Credit Score Factors:

  • Payment History — 35%
  • Amounts Owed — 30%
  • Length of Credit History — 15%
  • New Credit — 10%
  • Credit Mix — 10%

My current credit score (check annualcreditreport.com free):

Negative items I need to dispute or resolve:

My credit score goal in 12 months and my plan to get there:

🏢 Module 4 — Black Business Foundations: Entity Selection Guide

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Business Structure Options:

  • Sole Proprietorship — Simplest; you and the business are the same entity
  • LLC — Separates personal and business liability; most recommended for small businesses
  • S-Corporation — Tax advantages for profitable businesses
  • Nonprofit 501(c)(3) — Mission-driven, tax-exempt, eligible for grants
  • Partnership — Two or more owners; requires a partnership agreement

My chosen business structure and reason why:

My official business name and EIN (once obtained):

My business registration target date and business bank:

Register: Apply for your EIN free at irs.gov and register your business at sos.alabama.gov.

📝 Module 5 — Business Planning: Build Your Business Plan

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Business Plan Components to complete in your workbook:

  1. Executive Summary — who you are, what you do, and why it matters
  2. Problem and Solution — the need you are filling and how you fill it
  3. Target Market — exactly who your customer is (age, location, income, need)
  4. Top 3 Products or Services with pricing
  5. Revenue Model — estimated monthly sales and revenue
  6. Competitive Advantage — what makes your business different
  7. Financial Projections — expected income, expenses, and profit

Business name and tagline:

The problem my business solves and my solution:

My target customer (age, location, income, need):

My top 3 products or services with pricing:

What makes my business different and my competitive advantage:

📣 Module 6 — Branding and Marketing: Brand Identity Workshop

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Marketing Strategy Channels:

  • Social media: Choose 2 platforms (Instagram, Facebook, TikTok, LinkedIn) and be consistent
  • Email list: Direct access to your audience without algorithm limits
  • Community marketing: Church, events, partnerships, word of mouth
  • Content marketing: Share your story and expertise — people buy from who they trust
  • Paid advertising: Facebook and Instagram ads from as little as $5/day

My brand name, tagline, and brand colors:

My brand words (circle and explain why they fit your brand): Bold · Warm · Trustworthy · Community · Innovative · Affordable · Premium · Cultural · Empowering · Authentic · Energetic · Legacy

Why did I start this business? Who am I building this for?

My top 2 social media platforms, content strategy, and launch promotion idea:

💻 Module 7 — Digital Income: Online Business Launch Plan

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Digital Income Streams to explore:

  • Online courses (Teachable, Thinkific, Kajabi) — package your expertise globally
  • Digital downloads (e-books, templates, workbooks) — create once, sell forever
  • Coaching and consulting — sell your knowledge directly
  • Membership communities — monthly subscriptions
  • Affiliate marketing — earn commissions
  • YouTube and podcasting — build audience and monetize

What knowledge, skill, or experience could I teach or sell online?

My digital product idea, target platform, and price point:

If I sold 10 units per month, my monthly digital income would be:

My target launch date for my first digital product:

💰 Module 8 — Money Systems: The 6-Step Wealth-Building Stack

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  1. Emergency Fund — Save 3 to 6 months of expenses before investing
  2. Eliminate High-Interest Debt — Credit cards above 10% interest first
  3. Retirement Savings — Contribute to a 401(k) or IRA
  4. Business Investment — Reinvest a percentage of revenue into growth
  5. Real Estate or Assets — Build equity and passive income streams
  6. Legacy Planning — Wills, trusts, and life insurance

My current emergency fund balance and my target (3–6 months of expenses):

My highest-interest debt and my plan to pay it off:

Do I have a retirement savings account? How much am I investing per month?

My net worth goal in 5 years and what I want to leave for my children or community:

"Wealth is not about having a lot of money; it is about having a lot of options." — Chris Rock

🚀 Module 9 — Launch Plan: 7-Day / 30-Day / 90-Day Action Plan

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In your workbook, complete your Launch Timeline with specific, committed steps:

  • Next 7 Days: What will you do this week to begin?
  • Next 30 Days: What milestones will you hit this month?
  • Next 90 Days: Where will your business be in 3 months?

Next 7 Days — Steps I will take:

Next 30 Days — Milestones I will hit:

Next 90 Days — Where my business will be:

My Legacy Statement — what I am building and why it matters:

📋 Module 10 — Grant Writing: Grant Readiness Checklist

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Before applying for grants, confirm you have:

  • ✦ A clear, written mission statement
  • ✦ Current 501(c)(3) determination letter (if nonprofit)
  • ✦ Current EIN number
  • ✦ SAM.gov registration (required for federal grants)
  • ✦ Basic organizational budget document
  • ✦ Described program goals and measurable outcomes
  • ✦ At least one participant success story
  • ✦ Identified 3+ grant opportunities to apply for
  • ✦ Free account on Candid.org or Instrumentl.com

My organization's mission in one sentence:

The problem my organization addresses (with data if possible):

My program or project description and who I serve:

My measurable outcomes (what will change and how will I measure it?):

3 grant opportunities I plan to apply for (name, funder, deadline, amount):

Search grants at: candid.org · grants.gov · instrumentl.com

🤝 Module 11 — Community Leadership: Impact Plan

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Key facts to remember as a Black community entrepreneur:

  • Nearly 60% of Black small business owners employ members of their community
  • Every dollar spent at a Black-owned business recirculates up to 3 times longer in the community
  • Economic advocacy means showing up for zoning hearings, city budgets, and school board decisions
  • Mentorship is an obligation of prosperity

What does my community most need economically right now? How does my business address that need?

Who in my community can I partner with to multiply impact?

One person I will mentor, one skill I will share freely, and one organization I will support:

In 10 years, I want to be known in my community as:

"If you want to go fast, go alone. If you want to go far, go together." — African Proverb

✝️ Module 12 — Faith, Purpose, and Prosperity: My Purpose Statement

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Reflect on these purpose-driven questions in your workbook:

  • Why was I put here? What am I meant to build or contribute?
  • How does my business connect to a greater purpose beyond profit?
  • What does stewardship mean to me as a business owner?
  • What are my top 3 core values as an entrepreneur?
  • What will I refuse to compromise on, no matter the financial pressure?

Why was I put here? What am I meant to build or contribute?

How does my business connect to a greater purpose beyond profit?

What does stewardship mean to me as a business owner?

My top 3 core values as an entrepreneur and how they will show up in my business:

What will I refuse to compromise on, no matter the financial pressure?

My vision of a prosperous, purposeful life 10 years from now:

"For I know the plans I have for you, declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future." — Jeremiah 29:11


Key Resources

Essential tools and websites for every Promise to Prosper participant.

WASHME TV NotebookLM

AI-powered study companion for this course

WASHME TV Facebook

Community updates and announcements

Candid.org

Grant research and nonprofit profile management

Grants.gov

Federal grant opportunities

Instrumentl

Curated grant matching for nonprofits and small businesses

SAM.gov

Required registration for federal grants

IRS EIN Application

Free EIN application for business and nonprofit formation

Annual Credit Report

Free annual credit report from all three bureaus

SBA Resources

Loans, grants, mentoring, and business development

SCORE Mentorship

Free mentorship from experienced business professionals

Alabama Sec. of State

Business registration and entity records

Operation HOPE

Financial literacy and small business support


Certificate of Completion

Awarded upon successful completion of all 12 modules.

WASHME TV

Certificate of Completion

This certifies that

Your Name Here

has successfully completed the

Promise to Prosper — Black Entrepreneurship & Financial Literacy Initiative

Work and Save Human Minority Entrepreneurs TV | Enterprise, Alabama

"For I know the plans I have for you... plans to prosper you." — Jeremiah 29:11
Participant Signature Instructor / CEO Date

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